Payer Use Case

Verify Benefit & Reimbursement Logic Across Your Claims Stack

Health plans rely on complex benefit designs, policies, and delegated vendors. This platform translates that logic into an executable model and verifies that claims and payments follow the rules as written.

Claims This Month

847,291

Logic Verified

100%

94.2%

Correct

4.8%

Issues Found

$2.1M

Protected

Verification active

The Problem

From Policy to Payment, Logic Drifts

Your benefit rules are clear. But by the time they reach the payment, they've passed through systems you don't control — each one a chance for logic to silently break.

3-5%

paid wrong

$68B+

lost/year

6-12mo

to detect

Where Logic Breaks Down

Policy

Rules documented clearly

Config

Implementation varies

Vendor

Implementation varies

Payment

Wrong amount paid

By the time you find the error through audits —

you've already paid it thousands of times.

The Gap

No Single Source of Truth

The logic that determines what a claim should pay is scattered. Each piece is managed separately, updated at different times, interpreted by different systems.

Policies

Contracts

Fee Schedules

Vendor Rules

Your Logic

?

Payment

What actually got paid

Execution

When you ask "did this claim pay correctly?"

there's no single place that can answer.

Your Payer Logic

Policies

Fee Schedules

Med Necessity

Verification Engine

Every claim × Every rule × Every vendor

What Surfaces

Verified correct
94.2%
Policy violations
1,247 claims
Vendor mismatches
$2.1M at risk

How It Works

From Policy Documents to Verified Claims

We add a verification layer above your existing systems — without replacing them. Your benefit and reimbursement logic becomes an executable specification.

Your rules become executable

Coverage policies, fee schedules, medical necessity criteria — all machine-verifiable.

Vendor outputs align automatically

PBM adjudication, TPA processing, clearinghouse data — mapped to your rules.

Every claim gets verified

Violations, vendor mismatches, and edge cases surface before payment.

No system replacement. No workflow disruption. Just visibility into whether claims follow plan intent.

What We Verify

Every Layer of Payer Logic

Each verification answers a specific question about whether the claim followed the rules as documented — not just whether it processed.

Coverage & Eligibility

"Is this member covered for this service under this plan?"

Medical Necessity

"Does this claim meet clinical criteria for coverage?"

Payment & Reimbursement

"Was the correct fee schedule and modifier logic applied?"

Vendor Alignment

"Did the PBM/TPA process this per contract terms?"

Sample Verification Output

Claim

#CLM-2024-847291

Type

Outpatient / MRI

CPT: 70553Billed: $2,450Network
Member eligibility
Verified
Prior auth required
Missing
Fee schedule
Correct
Vendor processing
Aligned

Issue Detected

Policy MN-2024-103 requires prior auth for MRI when < 6 weeks conservative care. None on file.

This runs on

every claim, automatically

Illustrative Examples

The Kind of Issues Verification Catches

These scenarios represent common patterns that surface when benefit logic is verified against actual claims.

Policy Drift

Updated policy, but claims engine still running old rules

Medical necessity policy MN-2024-103 was updated in January to require prior auth for MRI when < 6 weeks conservative care. The claims engine wasn't updated until March.

What Verification Surfaces

Affected claims~340/month
Date rangeJan 15 – Mar 8
Annual exposure$833K

Root cause: Policy update process doesn't automatically trigger system configuration review.

These examples are illustrative. Actual findings depend on your specific policies and systems.

The Outcome

From Reactive Discovery to Proactive Protection

Payers using logic verification shift from finding errors after payment to preventing them before they happen.

Before
Time to detect logic errors6-12 months
Claims audited1-2%
Vendor logic visibilityNone
Error discovery methodDisputes & audits
Millions paid before issues surface
After
Time to detect logic errorsBefore payment
Claims verified100%
Vendor logic visibilityFull alignment
Error discovery methodContinuous verification
Issues caught before they compound

Catch issues before payment, not after audit

Every claim verified against your documented policy intent.

Getting Started

Start With One Policy or Claim Type

Most payer engagements begin with a narrow scope:

One benefit designOne coverage policyOne vendor feedOne class of claims

No system replacement. No disruption to claims ops.