Contract & Benefit Optimization

Optimize Benefit & Contract Logic — Backed by Verified Outcomes

Audits explain what went wrong. Continuous verification prevents repeat errors. Optimization uses verified historical data to improve how benefit and contract logic is written going forward.

Rule Analysis
Eligibility AActive
Pricing BOver-broad
Threshold CActive
Modifier DUnused
Override EActive

Optimization Opportunity

2

Rules to Fix

$420K

Potential Savings

The Problem

Rules Are Rarely Designed With Real Usage in Mind

Benefit and contract logic is often written:

before real-world usage is understood

under negotiation pressure

without visibility into edge cases

Over time, this leads to:

unused or ineffective clauses

overly broad restrictions

costly edge cases that only appear at scale

Optimization requires more than intuition — it requires verified evidence.

From Scattered Outcomes to Refined Rules

Original Rules

Clause AClause BClause CClause DClause E

Scattered outcomes, hidden edge cases

Optimized Rules

Clause A′Clause B′Clause D′

Refined logic, predictable outcomes

The Visibility Problem

What Reports Show

Total spend$14.2M
Claims processed847K
Avg cost per claim$16.77
but not

What Optimization Needs

Which rules drove that spend?
Which clauses never triggered?
What would change if logic changed?

Optimization requires understanding rule behavior, not just outcomes.

The Gap

Why Optimization Is Hard Without Verified Data

Teams have experience, data, and tools. But optimization decisions still rely on incomplete information about how rules actually behave.

Manual reviews can't cover everything

Hundreds of rules, thousands of interactions — too much to examine by hand.

Analytics show trends, not logic

Spend forecasts predict outcomes but can't explain why specific rules fire.

Changes have unintended consequences

A threshold change that looks good on paper can trigger unexpected edge cases.

Optimization works best when you know exactly how rules behave — not just what outcomes look like.

How It Works

Verified Historical Data

Claims
Payments
Outcomes
analyzed by

Executable Logic Model

Rule Usage
Pattern Detection
Simulation
produces

Optimization Recommendations

Narrow over-broad rules-$420K
Remove unused clausesSimplified

Evidence-based. Every recommendation is backed by verified data.

Our Approach

Optimization Built on Verified Logic

We don't predict what might work. We show you what would have worked — based on how your rules actually behaved.

1

Verify historical outcomes

Replay claims through your actual rules to establish ground truth.

2

Analyze rule usage patterns

Identify unused clauses, over-triggered rules, and costly edge cases.

3

Simulate alternative configurations

Test how changes would have altered outcomes — before deploying.

No guessworkEvidence-backedQuantified trade-offs

What We Optimize

The Hidden Costs Inside Your Logic

Most contract and benefit logic accumulates inefficiencies over time. Rules get added but rarely removed. Edge cases multiply. Thresholds drift from their original intent. These patterns are invisible in aggregate reporting — but they show up clearly when you analyze verified rule behavior.

Rules that fire too often

Broad logic that applies to cases it was never meant to cover.

Clauses that never trigger

Contract language that adds complexity without adding value.

Edge cases with outsized impact

Rare scenarios that account for disproportionate cost.

Interactions that create surprises

Rules that behave differently when they overlap or stack.

Rule Usage Analysis

Eligibility Rules42 rules
ActiveOver-broadUnused
Pricing Logic28 rules
Threshold Conditions15 rules

85

Total rules

19

Need review

$340K

Opportunity

Deliverables

What You Get From Optimization

Ranked optimization opportunities
Evidence tied directly to verified outcomes
Side-by-side scenario comparisons
Clear explanation of trade-offs

Every recommendation is backed by data that has already been verified against the rules.

Before / After Comparison

Current Logic

Rule triggers

12,450

Cost impact

$2.4M

Edge cases

847

Optimized Logic

Rule triggers

8,920

Cost impact

$1.9M

Edge cases

124

$500K saved with 85% fewer edge cases

When to Optimize

Optimization Fits Into Moments That Matter

The best time to optimize is when you're already making decisions about your contracts and benefits. We give you verified evidence to inform those decisions.

Contract Renewal

Which terms should we renegotiate?

Verified data shows which clauses drive cost vs. which never trigger.

Benefit Redesign

How will this plan change affect outcomes?

Simulate the new logic against historical claims before launch.

Post-Audit Action

How do we prevent this from happening again?

Identify the rule patterns that caused issues — and test fixes.

Strategic Planning

Where are we leaving money on the table?

Surface optimization opportunities ranked by verified impact.

Every recommendation is backed by verified historical outcomes — not projections or assumptions.

Getting Started

Start With One Optimization Question

Most optimization work begins with a focused question:

"Which rules drive the most cost?"
"Which clauses don't matter?"
"What would change if this logic were tightened?"

No reimplementation required. No speculative modeling.